can you get a rider on your insurance that lists the school district as additionally insured? Scott, Billy???

As the BABC resident underwriter, I'll chime in. Nope.

I think I'm getting it. Instruments on THE trailer would in almost any case I can think of be school instruments. They're generally the ones that are obnoxiously large, which is why the school provides them.

It would be nice to get the district to take care of transporting all this stuff, but they would simply never do it, and continuing the program we run here, we have to travel sometimes.

As I think about it, I imagine I could maybe get a Maintenance truck to haul things, but then I'd have to pay for the driver, which I imagine would be overtime, and that would be the end of what little budget I have.

Can you drive the maintenance truck?

Not on your typical personal auto policy. Business Auto / Commercial Auto - no problem.

Excatly Scott (thanks for the initial answer Rocnat). It's the school district that should be adding you as an insured in those instances, not the other way around, casual.

Thanks Scott, at work we are always asking our subs to list additional insured on their policies.