What size boat is it?
I would be tempted to do what tpenfield suggested and make two small dark bench marks. Inspect before and after each use. Unless you are doing some really hard wave pounding I would not expect a "calamitous" failure. Do you boat on a calm lake or out on more open, rougher water?
Make sure the life vests are handy, and you have a radio.
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'02 Four Winns 234 Funship. 280 HP V-P DuoProp
'05 F250 CrewCab 6.0 PowerStroke
'98 Neutered Male Siamese jacked up on catnip (will give to good home)
"Hey, if I'm a Vice Admiral, which vice do I get to claim?"