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#422530 - 07/18/08 06:03 AM
Got an Accident to Save a Dog
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Always Need a Bigger Boat
Admiral
Registered: 03/04/08
Posts: 848
Loc: Ottawa/Ontario
del.icio.us
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2 weeks ago I was driving to my cousin's house around 7:30pm Saturday. We boated all day together and he invited us for super. He lives on a semi country road. Out of the nowhere a dog came out and decided to cross right in front of me. I was able to save the dog but not the car. Ended doing a 180 in a ditch and out the other side. Was able to complete remove a mailbox from the ground. Me and my girlfriend are fine. The dog owner came out and was crying she was happy her dog is ok. They honestly feel bad about the situation. She admittedly said it was her fault for not tying the dog, which is on the police report. In my head I was thinking that's nice but it doesn't fix my car. I need a new front bumper, rear bumper, right lens, right quarter panel, right body molding. Left side needs to be re-painted for scratches and the list goes on. It's up to 15,700$ now. The towing guy, my insurance broker and most other people all say the same thing. I should of hit the dog. This way it would of be a no fault... The other disturbing thing is the dents on the roof. Nothing hit there, but yet I have one dent on the front left and rear right of the sunroof. This must be from the chassis flexing when it hit the ditch. They say the chassis is fine. They'll give me a scan report after the work is done to prove it... My question is, anyone knowledgeable in this field can tell me if damage of this type from a unibody frame is ok? front left rear right 
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-------------------------------  06 Doral 245 Escape VP 5.7GXI DP 25'.6" Cuddy Cabin -Pictures-
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#422550 - 07/18/08 07:33 AM
Re: Got an Accident to Save a Dog
[Re: PhatboyC]
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Admiral
Registered: 10/29/04
Posts: 7340
Loc: Peoria, Illinois
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Phatboy, the first dent picture doesn't look like it was cause by buckling. It looks like something sat on it. But that's just from your picture, my own eyes would tell me better. The second picture is just normal for a car with a sunroof. I see it on about 75% of cars with them.
Your insurance company is not going to make this a non chargeable loss, sorry. And the dog owner will not be found responsible in a court of law, cause they aren't. Yes, they let their dog out, and maybe, just maybe that's against the law, but they didn't cause you to lose control of your car.
You are like my wife, her first reaction is to swerve. Yet, if you had just firmly applied the brakes and steered to the side of the road and hit the dog, you'd have about $1000 damage to your front bumper. Oh well, some people's instincts are hard to overcome.
Edited by BillyB (07/18/08 07:33 AM)
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I'm just happy to be here! 1997 Chaparral 2135
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