It really sounds like you are on the right track to me ---
and I agree -- let someone else take the degreciation -- I bought my 2003 Four Winns when it was three years old ----
I would also add --- boats are like houses -- don't fall in love with it -- until AFTER you own it -- while it may be a good deal -- it is certainly not the only good deal in the world -- particularily in todays economic climate ---
be objective --get educated -- and negotiate well ---
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thanks
Dale Gange - West Palm Beach
Wow its been 30plus years since I was an Ensign -USNA 1970

2003 Four Winns 240 Horizon
5.7Gi DP -- 280 HP